Community Bank, N.A., (CBNA) is a full-service financial institution and national banking subsidiary of Community Bank System, Inc. With locations across Upstate New York and Northeastern Pennsylvania, CBNA offers personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, the company offers comprehensive financial planning, insurance and wealth-management services.
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Terms of Use

Access to or use of the Community Bank, N.A. website (the “Website”) constitutes consent to the following terms:

This Website and related services and all information and materials contain in or available through the Website are provided “as is.”  We make no express or implied warranty regarding such information or data, and hereby expressly disclaim all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this Website. 

The trademarks, logos and service marks (“Marks”) displayed on the Website are the property of Community Bank, N.A. and other parties.  You are prohibited from using any Marks without the written permission of Community Bank, N.A. or such third party which may own the Marks.  All content displayed or available through the Website is protected by copyright.  You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any content on the Website for any commercial, public, or unlawful purpose.

Insurance and investment products: (1) are not deposits of Community Bank, N.A.; (2) are not insured or guaranteed by the FDIC, DIF or any other government agency; (3) are not obligations of, or guaranteed by, any financial institution; and (4) involve investment risks, including the potential for fluctuations in investment return and the potential loss of principal.  Investment services are offered through INVEST Financial Corporation (“INVEST”), member NASD/SIPC.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Inc., Community Bank, N.A., or Community Bank Wealth Management.

The content of this Website is not designed or intended to provide authoritative financial, accounting, investment, or other professional advice which may be reasonably relied on by its readers.  If expert assistance in this area is required, the services of a qualified professional should be sought.

Community Bank, N.A. has no control over information at any site hyperlinked to or from this Website. Community Bank, N.A. makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing the hyperlinks as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Community Bank, N.A. of any information in any hyperlinked site.  In no event shall Community Bank, N.A. be responsible for your use of a hyperlinked site.

Not all products and services described on this Website are necessarily available in all geographical areas, and the terms and conditions of the products and services may differ among geographical areas.  Your eligibility for any particular product or service described on this Website is subject to final determination by Community Bank, N.A.

Community Bank, N.A. recognizes the importance of protecting the privacy of children online and we comply with the requirements of the Children's Online Privacy Protection Act (COPPA) that are applicable to us.  Community Bank, N.A. does not collect personal information from consumers under the age of thirteen.  For more information about COPPA, please visit the Federal Trade Commission website at www.ftc.gov.

Copyright © 2014 Community Bank, N.A.  All rights reserved.  Reproduction in whole or in part in any form or medium without express written permission of Community Bank, N.A. is prohibited.

Rev.  6/19/14

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