Community Bank, N.A., (CBNA) is a full-service financial institution and national banking subsidiary of Community Bank System, Inc. With locations across Upstate New York and Northeastern Pennsylvania, CBNA offers personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, the company offers comprehensive financial planning, insurance and wealth-management services.
Home > Personal
Main Feature Image

Banking for me

When it comes to personal banking, we've got all of the products and services you need with the extras you really want. Like Carefree Checkingsm, lending decisions that are made right here in town and all the expertise you need to plan for your future.


We like "Free" as much as you do. That's why we offer Carefree Checkingsm and FREE personal savings accounts to help with your daily banking needs and to help plan for the future. 

Checking Savings


From mortgages and home equity loans to personal loans and lines of credit, we lend local and decide local because we are local.

Loans Lines of Credit

Wealth Management

Call the professionals at Community Bank Wealth Management to start your personal planning for retirement, establishing a legacy, or just starting to build your nest egg. Relax...we have you covered.

Learn more about Community Bank Wealth Management

Personal Services

Why carry extra cash when you could carry a Community Bank, N.A. debit or credit card? And, you can check your balance anytime with online and mobile banking.

Credit cards Debit cards Online Banking Mobile Banking

Get in Touch

Stop into a branch, pick up the phone or email us.

Locate a Branch Contact Us

Get the credit card that gets you