Community Bank, N.A., (CBNA) is a full-service financial institution and national banking subsidiary of Community Bank System, Inc. With locations across Upstate New York and Northeastern Pennsylvania, CBNA offers personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, the company offers comprehensive financial planning, insurance and wealth-management services.
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Every new personal checking account includes

  • FREE Visa debit card
  • FREE online banking and bill pay
  • FREE mobile banking with ​
    FREE mobile deposit
  • FREE thank you gift
  • FREE eStatements*
  • CASH BACK for your old checks
    and debit card

Carefree CheckingSM

50 & Better Interest Checking

An account for everyone!

  • No minimum balance
  • No monthly service charge

Open an account now!

An account for customers age 50 & over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge

Direct Interest Checking

Premium Interest Checking

Checking with the convenience of direct
deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge

An account with a higher interest!

  • Higher interest rates with balances of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $8 monthly charge if minimum balance falls below $1,500


Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50.00.
Please contact a Community Bank, N.A. representative for details.

*Paper statements available for only $2.00/month

Get in Touch

Stop into a branch, pick up the phone or email us.

Locate a Branch Contact Us

Free Debit Card Protection