Community Bank, N.A., (CBNA) is a full-service financial institution and national banking subsidiary of Community Bank System, Inc. With locations across Upstate New York and Northeastern Pennsylvania, CBNA offers personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, the company offers comprehensive financial planning, insurance and wealth-management services.
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Lines of Credit


Occasional overdrafts can happen as a result of our busy lifestyles. Prevent them by signing up for an overdraft protection line of credit.

Advantage Line

Get flexibility and easy access to funds when you need them.

Home Equity Line of Credit

You put a lot into your home, why not get a little back with a home equity line of credit. Use the funds to pay for college, consolidate debt or take that much needed vacation. 

Frequently Asked Questions

All loans and lines of credit are subject to completion of an application and credit approval.  Please contact a Community Bank representative for details.        

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