Buying a house can be a challenge, especially when it’s your first time. And finding the right mortgage? That can feel downright scary. But don’t worry, we’ve done this before. Lots of times.
Our mortgage experts can explain all the options—from No Closing Costs mortgages* and refinancing to fixed or adjustable rate loans—in simple, straight forward language. The more you know about mortgages, the more confident you’ll feel, and we want you to be as happy with your mortgage as you are with your new home.
Hey, if you need paint color suggestions too, we hear that sunshine yellow is in right now. So let’s get started! If you're in the state of Vermont or Massachusetts, click here. Not located in Vermont or Massachusetts? Contact your local branch for more information. Bankers are standing by. Well, they’re probably sitting, but you get the idea.
Income Verification and Documentation:
Self-Employed, Landlords, Commissioned Borrowers, Business owners holding 25% or more ownership:
Retirement, Social Security, Disability, other compensation or income:
Purchase and Sale agreement along with all addenda, signed by all parties.
Copy of deed, most recent paid tax receipts and homeowner’s insurance binder, current mortgage statement.
Construction contract/estimates signed by all parties, draw schedule, survey cost estimate indicating location of the home, receipts for payments and deposits you have made thus far.
*Certain conditions and restrictions apply. Call for details. Additional documents may be required.