Community Bank, N.A., (CBNA) is a full-service financial institution and national banking subsidiary of Community Bank System, Inc. With locations across Upstate New York and Northeastern Pennsylvania, CBNA offers personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, the company offers comprehensive financial planning, insurance and wealth-management services.
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Meet The Team

Group Management

David B. Coon

Photo: David B. Coon

SVP, Regional Sales Manager
Phone: (585) 330-1785
Email: David.Coon@communityinvestmentservices.com
Address: 1501 Pittsford Victor Road, Victor, NY 14564

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David B. Coon Bio

Photo: David B. Coon

SVP, Regional Sales Manager
Phone: (585) 330-1785 Email: David.Coon@communityinvestmentservices.com
Address: 1501 Pittsford Victor Road, Victor, NY 14564

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Theresa Kalil-Lennon

Photo: Theresa Kalil-Lennon

SVP, Regional Sales Manager
Phone: (315) 445-3183
Email: theresa.kalil-lennon@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

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Theresa Kalil-Lennon Bio

Photo: Theresa Kalil-Lennon

SVP, Regional Sales Manager
Phone: (315) 445-3183 Email: theresa.kalil-lennon@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

Theresa Kalil-Lennon is a Senior Vice President and Regional Sales Manager at Community Investment Services. With over 25 years of financial industry experience, Theresa joined the company in 2013. In her current role, Theresa oversees the group’s business development initiatives in the Finger Lakes and Central New York Regions of the market footprint. Her previous employers include, HSBC Bank USA/HSBC Securities and First Niagara Bank/LPL Securities.

During her professional career she has held many positions including Vice President/Financial Consultant, HSBC Securities Financial Advisory Board Representative, Licensed Sales Team Leader and branch management. Theresa has received numerous sales awards and honors for her accomplishments including: Top Financial Advisor for the CNY Region from 2009-2012, Sales Excellence Club, Chairman Award Winner for HSBC Securities USA, from 2001-2005. In addition to sales skills, Theresa has extensive experience in training and development and team building, as well as financial planning and managing high net worth client relationships.

Theresa’s professional credentials include: Series 6, 7,9,10, 63 & 65 Securities Registrations, and State of New York Insurance Agents licenses (Life, Health & Long Term Care). She is a graduate of State University of New York Utica/Rome (SUNY IT) where she received a Bachelor’s Degree in Business Administration, Business and Public Management and Mohawk Valley Community College with an Associate Degree in Applied Sciences in Banking and Insurance. Theresa is an active member in and around her community where she has actively led and participated in philanthropic events and activities.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

 

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Paul Restante

Photo: Paul Restante

Managing Director, CLU, ChFC, CLTC
Phone: (315) 445-7324
Email: paul.restante@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

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Paul Restante Bio

Photo: Paul Restante

Managing Director, CLU, ChFC, CLTC
Phone: (315) 445-7324 Email: paul.restante@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

Paul Restante is Managing Director, Community Bank Wealth Management and President, Community Investment Services, Inc. (CISI), a subsidiary of Community Bank System, Inc. Mr. Restante is responsible for oversight of the Wealth Management Group, which delivers services for the trust (Community Bank Trust Services), brokerage (CISI), investment management (Nottingham Advisors) and Financial Planning and Executive Benefits (Carta Group) units of Community Bank System Inc., serving the general marketplace and the branch network in New York and Pennsylvania. He maintains oversight of the brokerage operations of CISI, doing business with Invest Financial as their broker dealer.

Paul is the former President of the Syracuse NAIFA Chapter; a recipient of the SAIFA Distinguished Leader Award and was named as the number one nationally ranked Program Manager in 2015 by Bank Investment Consultant magazine, among several other industry awards and achievements. He has been a featured speaker at industry events; and serves on various community and industry boards. Paul is a graduate of Clarkson University with a major in Marketing and Finance and also holds the Chartered Life Underwriter, Chartered Financial Consultant and Certified Long Term Care designations.

 


Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency


 

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Financial Consultants

Charles M. Baracco

Photo: Charles M. Baracco

QKA, CPFA, Financial Consultant
Phone: (315) 413-4490 Email: Chuck.Baracco@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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Charles M. Baracco Bio

Photo: Charles M. Baracco

QKA, CPFA, Financial Consultant
Phone: (315) 413-4490
Email: Chuck.Baracco@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Chuck is a Qualified 401K Administrator and a Certified Plan Fiduciary Advisor. He has been in the business since 2006 where his responsibilities included plan design, compliance testing, evaluating plan documents, performing benefit -calculations and researching compliance issues.

Chuck works closely with clients in the areas of plan design, plan compliance, investment review, and participant education including group and individual enrollment meetings. He oversees the plan annual review process with a heavy focus on educating the Plan Sponsor on their plan and their role as Fiduciary.

Chuck graduated from Loyola College in Maryland. He holds a FINRA Series 7, Series 63, with LPL Financial and New York State Life and Health Insurance License.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Eric Brunet

Photo: Eric Brunet

VP, CWS, AIF®, Financial Consultant
Phone: (315) 393-2691 Email: Eric.Brunet@communityinvestmentservices.com
Address: 320 Ford Street, Ogdensburg, NY 13669

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Eric Brunet Bio

Photo: Eric Brunet

VP, CWS, AIF®, Financial Consultant
Phone: (315) 393-2691
Email: Eric.Brunet@communityinvestmentservices.com
Address: 320 Ford Street, Ogdensburg, NY 13669

Eric Brunet is an Accredited Investment Fiduciary® and Certified Wealth Strategist® who likes to utilize a personalized approach to provide his clients with access to the vast resources and information needed to work towards important financial goals.

Eric is an alumnus of the Cannon Financial Institute, has over 17 years’ experience as a Financial Consultant, and holds Series 6, 7, 63 and 66 registrations with LPL FInancial as well as New York & Florida State Life and Health Insurance licenses. He is a long time Treasurer of the Fort La Presentation Association and former Executive Director of the Greater Ogdensburg Chamber of Commerce.

 

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

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Joe Butler

Photo: Joe Butler

AIF®, Financial Consultant
Phone: (315) 788-4503 Email: Joe.Butler@communityinvestmentservices.com
Address: 216 Washington Street, Watertown, NY 13601

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Joe Butler Bio

Photo: Joe Butler

AIF®, Financial Consultant
Phone: (315) 788-4503
Email: Joe.Butler@communityinvestmentservices.com
Address: 216 Washington Street, Watertown, NY 13601

Joe Butler is an Accredited Investment Fiduciary® who is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. His goal is to help people make wise decisions with their money so they can meet their financial goals and enjoy life.

Joe has over 19 years experience as a Financial Consultant, is active in the Watertown community, and holds an M.B.A. from LeMoyne College, and a B.A. from St. Lawrence University.

 

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

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Thomas Ciolek

Photo: Thomas Ciolek

Financial Consultant
Phone: (716) 376-7418 Email: Thomas.Ciolek@communityinvestmentservices.com
Address: 201 North Union Street, Olean, NY 14760

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Thomas Ciolek Bio

Photo: Thomas Ciolek

Financial Consultant
Phone: (716) 376-7418
Email: Thomas.Ciolek@communityinvestmentservices.com
Address: 201 North Union Street, Olean, NY 14760

Tom Ciolek offers customized investment strategies and comprehensive investment advice to help his clients work towards their financial goals. Tom has over 20 years of experience in the securities industry.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

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Lloyd Cristman

Photo: Lloyd Cristman

Financial Consultant
Phone: (315) 356-4972 Email: lloyd.cristman@communityinvestmentservices.com
Address: 7812 Turin Road, Rome, NY 13440

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Lloyd Cristman Bio

Photo: Lloyd Cristman

Financial Consultant
Phone: (315) 356-4972
Email: lloyd.cristman@communityinvestmentservices.com
Address: 7812 Turin Road, Rome, NY 13440

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Dan Drappo

Photo: Dan Drappo

VP, CFP®, CWS, Financial Consultant
Phone: (315) 661-2892 Email: Dan.Drappo@communityinvestmentservices.com
Address: 216 Washington St, 2nd Floor, Watertown, NY 13601

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Dan Drappo Bio

Photo: Dan Drappo

VP, CFP®, CWS, Financial Consultant
Phone: (315) 661-2892
Email: Dan.Drappo@communityinvestmentservices.com
Address: 216 Washington St, 2nd Floor, Watertown, NY 13601

Dan Drappo, CFP® and Certified Wealth Strategist®, is dedicated to providing integrated wealth management strategies to help clients work towards important financial goals. His objective is to always fully understand his client’s needs and deliver strategies that add value and offer financial confidence.

 

Dan has over 25 years’ experience as a Financial Consultant, is a member of the Financial Planning Association, and received his B.A. in Accounting/Finance from SUNY Oswego.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

 

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Robert Eckermann

Photo: Robert  Eckermann

Financial Consultant
Phone: (315) 374-5201 Email: Rob.Eckermann@communityinvestmentservices.com
Address: 48 Albany Street, Cazenovia, NY 13035

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Robert Eckermann Bio

Photo: Robert  Eckermann

Financial Consultant
Phone: (315) 374-5201
Email: Rob.Eckermann@communityinvestmentservices.com
Address: 48 Albany Street, Cazenovia, NY 13035

Robert is dedicated to providing integrated wealth management strategies to help his clients work towards important financial goals. He has a B.A. in Finance from St. Bonaventure University and has spent over 22 years in the financial industry, with a focus in wealth management.

He has earned his Series 6 and 63, held through LPL Financial as well as his Life and Health Licenses, and is dedicated to serving the local communities throughout Madison County.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

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Joseph Hatfield

Photo: Joseph Hatfield

VP, AIF®, Financial Consultant
Phone: (315) 356-7113 Email: Joe.Hatfield@communityinvestmentservices.com
Address: 160 Brooks Road, Rome, NY 13441

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Joseph Hatfield Bio

Photo: Joseph Hatfield

VP, AIF®, Financial Consultant
Phone: (315) 356-7113
Email: Joe.Hatfield@communityinvestmentservices.com
Address: 160 Brooks Road, Rome, NY 13441

Joe is an Accredited Investment Fiduciary® with over twelve years of experience in the wealth management and securities industries. Joe specializes in the needs of high net worth individuals and working closely with businesses to help optimize their pension plans. Utilizing a disciplined investment strategy that helps manage risk with balanced return expectations, Joe has successfully helped clients navigate the cyclicality of the markets and help improve financial outcomes.

Joe earned his B.S. and M.A. from the State University of New York at Oneonta. He holds FINRA Series 7, and Series 66, and the New York State Life and Health Insurance License.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

 

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Justin Hooper

Photo: Justin Hooper

CFP®, AIF®, Financial Consultant
Phone: (518) 563-5377 Email: Justin.Hooper@communityinvestmentservices.com
Address: 468 State Route 3, Plattsburgh, NY 12901

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Justin Hooper Bio

Photo: Justin Hooper

CFP®, AIF®, Financial Consultant
Phone: (518) 563-5377
Email: Justin.Hooper@communityinvestmentservices.com
Address: 468 State Route 3, Plattsburgh, NY 12901

Justin Hooper is a CERTIFIED FINANCIAL PLANNER™ and is an Accredited Investment Fiduciary®, who is dedicated to providing integrated wealth management strategies to help clients work towards important financial goals. His objective is to educate clients on how to secure a financially sound future.

Justin has over over 13 years of experience as a Financial Consultant and received a Bachelor’s Degree in Economics from St. Lawrence University.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

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Randy Hulick

Photo: Randy Hulick

Financial Consultant
Phone: (716) 592-4676 Email: Randy.Hulick@communityinvestmentservices.com
Address: 235 S. Cascade Drive, Rte 219, Springville, NY 14141

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Randy Hulick Bio

Photo: Randy Hulick

Financial Consultant
Phone: (716) 592-4676
Email: Randy.Hulick@communityinvestmentservices.com
Address: 235 S. Cascade Drive, Rte 219, Springville, NY 14141

Randall Hulick is dedicated to providing integrated wealth management strategies to help clients work towards important financial goals.

Randall has over 25 years of experience as a Financial Consultant in areas such as brokerage services, advisory services, trust services and employer/employee benefit plans, with a strong commitment to meeting clients’ needs and delivering on expectations.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 


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Michael Kent

Photo: Michael Kent

AIF®, Financial Consultant
Phone: (315) 558-6784 Email: Mike.Kent@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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Michael Kent Bio

Photo: Michael Kent

AIF®, Financial Consultant
Phone: (315) 558-6784
Email: Mike.Kent@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Michael is an Accredited Investment Fiduciary.® Throughout his career he has held various positions where he gained valuable experience from coordinating the procurement, analysis and publishing of mutual fund performance returns for retirement plan participations, overseeing a company’s logistics and areas of strategic planning and assisting in the development of the firm’s proprietary recordkeeping system.

 

In 2017 Mike migrated to the wealth management operations and his duties now include mutual fund and security review, wealth management, and participant education. He graduated from Providence College in Rhode Island with a BS in Finance and Economics. He holds a FINRA Series 7 and Series 63 held with LPL Financial.

 

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

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Rick Little

Photo: Rick Little

Financial Consultant
Phone: (570) 803-6569 Email: Rick.Little@communityinvestmentservices.com
Address: 645 Washington Ave, Jermyn, PA 18433

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Rick Little Bio

Photo: Rick Little

Financial Consultant
Phone: (570) 803-6569
Email: Rick.Little@communityinvestmentservices.com
Address: 645 Washington Ave, Jermyn, PA 18433

Rick Little is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. He builds every client relationship by listening and letting the client’s needs form the basis for the financial strategies he can offer.

Rick has over 20 years’ experience as a Financial Consultant, and holds a B.S. in Business Administration from Ohio State University, as well as a Life Underwriting Training Council Fellowship designation.

  

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

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Andrew Mangano

Photo: Andrew Mangano

Financial Consultant
Phone: (315) 592-4234 Email: Andrew.Mangano@communityinvestmentservices.com
Address: 1 S. First Street, Fulton, NY 13069-1760

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Andrew Mangano Bio

Photo: Andrew Mangano

Financial Consultant
Phone: (315) 592-4234
Email: Andrew.Mangano@communityinvestmentservices.com
Address: 1 S. First Street, Fulton, NY 13069-1760

Andrew Mangano is committed to providing wealth management strategies that are custom tailored to meet his client’s needs. He offers financial advice to individuals, families, businesses, and non-profit organizations. 

With over 6 years’ experience as a securities registered Financial Consultant, Andrew has a B.S. in Mathematics from SUNY Potsdam, and also holds an Enrolled Agent designation from the Internal Revenue Service. 

 


Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency


 

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Jude McDonough

Photo: Jude McDonough

VP, CFP®, CRPC®, AIF®, Financial Consultant
Phone: (570) 290-7394 Email: Jude.McDonough@communityinvestmentservices.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

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Jude McDonough Bio

Photo: Jude McDonough

VP, CFP®, CRPC®, AIF®, Financial Consultant
Phone: (570) 290-7394
Email: Jude.McDonough@communityinvestmentservices.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Jude McDonough is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Investment Fiduciary® who specializes in retirement planning for individual clients as well as corporate retirement plans.

 

Jude is a graduate of the University of Scranton, Leadership Lackawanna, & has over 9 years experience as a Financial Planner. He is an active member of various Scranton community organizations & was honored as one of the region’s “Top 20 Under 40” by the Northeast PA Business Journal in 2011.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

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Stephen McFadden

Photo: Stephen McFadden

Financial Consultant
Phone: (518) 563-4734 Email: stephen.mcfadden@communityinvestmentservices.com
Address: 524 Route 3, Plattsburgh, NY 12901

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Stephen McFadden Bio

Photo: Stephen McFadden

Financial Consultant
Phone: (518) 563-4734
Email: stephen.mcfadden@communityinvestmentservices.com
Address: 524 Route 3, Plattsburgh, NY 12901

Stephen McFadden has over 22 years of experience as a Financial Consultant, whose goal is to continue to provide valuable financial advice to North Country residents and businesses.

He is a graduate of the College of Saint Rose in Albany, NY and has held multiple postions in various areas of Wealth Management including advisement, training, management and owning an independent financial practice.

  

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency


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James Mersfelder

Photo: James Mersfelder

VP, Financial Consultant
Phone: (315) 413-4480 Email: Jim.Mersfelder@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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James Mersfelder Bio

Photo: James Mersfelder

VP, Financial Consultant
Phone: (315) 413-4480
Email: Jim.Mersfelder@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Jim has more than 40 years of experience in the investment and financial services industry. He began his career working in the trust department of a leading Upstate New York bank where he advanced quickly to providing personalized investment/asset management and retirement plan services to the bank’s customers.

Jim expanded his career with several other banks in the region, where he was manager of several pension administration departments within their trust divisions.

 

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

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Chadwick Murray

Photo: Chadwick Murray

Financial Consultant, CFP®
Phone: (716) 763-2140 Email: Chadwick.Murray@communityinvestmentservices.com
Address: 1 West Fairmount Ave, Lakewood, NY 14750

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Chadwick Murray Bio

Photo: Chadwick Murray

Financial Consultant, CFP®
Phone: (716) 763-2140
Email: Chadwick.Murray@communityinvestmentservices.com
Address: 1 West Fairmount Ave, Lakewood, NY 14750

Chad is dedicated to providing integrated wealth management strategies to help clients work towards important financial goals.

Chad has a bachelor’s degree in Finance from the University of Pittsburgh and an MBA from St. Bonaventure University. Chad is a CERTIFIED FINANCIAL PLANNER® professional and has been helping clients plan for their financial future since 2010. He lives in Jamestown, NY with his wife Meghan and their daughter.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 


 


 

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Charles Nicosia

Photo: Charles Nicosia

Financial Consultant
Phone: (607) 433-4206 Email: Charles.Nicosia@communityinvestmentservices.com
Address: 245 Main Street, Oneonta, NY 13820

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Charles Nicosia Bio

Photo: Charles Nicosia

Financial Consultant
Phone: (607) 433-4206
Email: Charles.Nicosia@communityinvestmentservices.com
Address: 245 Main Street, Oneonta, NY 13820

Charles Nicosia is a highly experienced Financial Consultant, who is dedicated to providing integrated wealth management strategies to help clients meet important financial goals.

Charles holds a B.S. in Business Economics & Finance from SUNY College at Oneonta. He is an active member of the Oneonta community, serving as Director and Board Secretary of the Oneonta Rotary Fund.

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency


 

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James Nielsen

Photo: James Nielsen

CRPS®
Phone: 607-733-5533 Email: james.nielsen@communityinvestmentservices.com
Address: 300 West Water Street, Elmira, NY 14901

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James Nielsen Bio

Photo: James Nielsen

CRPS®
Phone: 607-733-5533
Email: james.nielsen@communityinvestmentservices.com
Address: 300 West Water Street, Elmira, NY 14901

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

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David O’Neil

Photo: David O’Neil

VP, AIF®, Financial Consultant
Phone: (315) 287-0569 Email: David.ONeil@communityinvestmentservices.com
Address: 101 Main Street, Boonville, NY 13309

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David O’Neil Bio

Photo: David O’Neil

VP, AIF®, Financial Consultant
Phone: (315) 287-0569
Email: David.ONeil@communityinvestmentservices.com
Address: 101 Main Street, Boonville, NY 13309

Dave O’Neil, an Accredited Investment Fiduciary, offers comprehensive financial planning to individuals, business owners, non-profit organizations, small businesses as well as corporations. He offers both fee based advisory accounts as well as transactional based accounts through LPL Financial.

Dave, a lifelong resident of Northern NY has several years of experience as a Financial Consultant, and holds a Bachelor’s Degree in Business Administration with an emphasis in Finance from Alfred University. He currently holds both a Series 7 and Series 66 securities registrations with LPL as well as a NYS Life, Accident and Health Insurance Agent license.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

 


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Brent Patry

Photo: Brent Patry

Financial Consultant
Phone: (607) 441-5580 Email: Brent.Patry@communityinvestmentservices.com
Address: 4987 State Highway 23, Oneonta, NY 13820

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Brent Patry Bio

Photo: Brent Patry

Financial Consultant
Phone: (607) 441-5580
Email: Brent.Patry@communityinvestmentservices.com
Address: 4987 State Highway 23, Oneonta, NY 13820

Brent is dedicated to providing integrated wealth management strategies to help clients work towards important financial goals.

He has held professional positions as a junior accountant, and has international corporate sales experience. Brent is an accomplished hockey player, having played and coached professionally in Europe and North America. He holds a B.S. in finance from Rochester Institute of Technology and has credits toward an M.B.A. at Heriot-Watt University in Edinburgh, Scotland.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

 

 

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Robert Stanley

Photo: Robert Stanley

LUTCF, Financial Consultant
Phone: 570-558-4957 Email: robert.stanley@communityinvestmentservices.com
Address: 500 Davis Street, Scranton, PA 18505

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Robert Stanley Bio

Photo: Robert Stanley

LUTCF, Financial Consultant
Phone: 570-558-4957
Email: robert.stanley@communityinvestmentservices.com
Address: 500 Davis Street, Scranton, PA 18505

A Magna Cum Laude graduate of King’s College with a degree in Political Science and Economics, Bob has over 20 years of experience delivering sound advice to his clients. He began his financial career in management, became a Vice President with PNC Wealth Management and formed an investment group with Merrill Lynch. Bob currently holds a variety of professional licenses including: Series 7, Series 66, Series 63 Life, Accident and Health Insurance with LPL Financial as well as Property and Casualty, and his LUTCF designation.

Bob is a lifelong resident of the Wyoming Valley and is extremely active in the community serving on a variety of Boards of Directors and Advisory Committees.

  

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

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Michael Tisdell

Photo: Michael Tisdell

AIF®, Financial Consultant
Phone: (315) 413-4491 Email: Mike.Tisdell@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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Michael Tisdell Bio

Photo: Michael Tisdell

AIF®, Financial Consultant
Phone: (315) 413-4491
Email: Mike.Tisdell@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Mike is an Accredited Investment Fiduciary® and has ten years of banking and financial services industry experience. He focuses on portfolio reviews, vendor evaluation, and participant communication for corporate retirement plans. Mike consults with plan sponsors and participants on a variety of retirement-related topics, and he delivers investment reviews and plan design analysis to help ensure ongoing best practices. Mike also provides wealth management and income planning strategies for business owners and high net worth individuals.

 

Mike graduated from the State University of New York at Oswego, and has completed MBA courses at the Madden School of Business at LeMoyne College. He holds a FINRA Series 7, Series 66, and a New York State Life and Health Insurance License.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

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Joseph Topichak

Photo: Joseph Topichak

Financial Consultant
Phone: (607) 438-4998 Email: Joseph.Topichak@communityinvestmentservices.com
Address: 331 W. Pultney Street, Corning, NY 14830

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Joseph Topichak Bio

Photo: Joseph Topichak

Financial Consultant
Phone: (607) 438-4998
Email: Joseph.Topichak@communityinvestmentservices.com
Address: 331 W. Pultney Street, Corning, NY 14830

Joseph M. Topichak is an experienced Wealth Management Specialist who offers each client individual attention and custom tailored financial plans. With a client list that includes individuals, families and small businesses, his comprehensive approach covers all aspects of each financial portfolio including budget, capital management and insurance.

 

Joseph has several years’ experience as a financial advisor specializing in life insurance, estate planning and investment strategies. He received a B.S. degree from Shippensburg University of Pennsylvania and currently holds Life/Accident/Health license, Series 6, Series 63 and Series 7 securities registrations through LPL Financial.

 

Securities offered through LPL Financial, member FINRA/SIPC. Certain insurance products may be offered through LPL Financial or its licensed affiliates. Community Bank, NA and Community Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Not FDIC Insured • Not Bank Guaranteed by the Bank • May Lose Value • Not Insured by any Federal Government Agency

 

 

 

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Michele Wilck

Photo: Michele Wilck

Financial Consultant
Phone: (315) 331-6767 Email: Michele.Wilck@communityinvestmentservices.com
Address: 100 Church St, Newark, NY 14513

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Michele Wilck Bio

Photo: Michele Wilck

Financial Consultant
Phone: (315) 331-6767
Email: Michele.Wilck@communityinvestmentservices.com
Address: 100 Church St, Newark, NY 14513

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency


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Trust Officers

Patricia E. Barie

Photo: Patricia E. Barie

CTFA, Senior Trust Officer
Phone: (716) 376-7236
Email: Pattie.Barie@cbna.com
Address: 201 North Union Street, Olean, NY 14760

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Patricia E. Barie Bio

Photo: Patricia E. Barie

CTFA, Senior Trust Officer
Phone: (716) 376-7236
Email: Pattie.Barie@cbna.com
Address: 201 North Union Street, Olean, NY 14760

Pattie has over 25 years’ experience in the Trust and Wealth Management industry and joined Community Bank’s Trust Department in 1985. Based in Olean, New York, Pattie specializes in personal trust administration, estate planning and settlement, supplemental needs trusts and employee benefit services. She also is experienced in working with endowment and foundation accounts.

Pattie’s educational background includes attending New York State Bankers Trust Administration and Estate Administration schools, as well as Cannon Trust School. She also has earned her Certified Trust and Financial Advisor (CTFA) designation through the ABA Institute of Certified Bankers.

Pattie is a current Director and Secretary of the Olean Food Pantry as well as director for the Bartlett Country Club Woman’s Golf Association. She has also previously served on the Olean YMCA Board of Directors and as a volunteer with Southern Tier Catholic Schools.   

 


Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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David Bosworth

Photo: David  Bosworth

MSA, Trust Investment Officer
Phone: 802-865-1830
Email: david.bosworth@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

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David Bosworth Bio

Photo: David  Bosworth

MSA, Trust Investment Officer
Phone: 802-865-1830
Email: david.bosworth@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

 

David is a senior portfolio manager for Trust Services. He has spent 18 years in the trust and investment management field and has more than 25 years of finance and customer service experience. His primary role at Community Bank is serving as a lead portfolio manager for our global all asset strategies. David holds a master’s degree in management and administration from Saint Michael’s College and a bachelor’s degree in business administration from the University of Vermont. David is actively involved in the community as a member of Board Governance and Finance Committee and treasurer of the Cancer Patient Support Foundation.

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Hajira Buttar

Photo: Hajira Buttar

Trust Personal Investment Officer
Phone: 802-865-1839
Email: hajira.buttar@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

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Hajira Buttar Bio

Photo: Hajira Buttar

Trust Personal Investment Officer
Phone: 802-865-1839
Email: hajira.buttar@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Jennifer Critti-LeBeau

Photo: Jennifer Critti-LeBeau

CTFA, Trust Officer
Phone: (607) 433-4131
Email: Jennifer.Critti-Lebeau@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

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Jennifer Critti-LeBeau Bio

Photo: Jennifer Critti-LeBeau

CTFA, Trust Officer
Phone: (607) 433-4131
Email: Jennifer.Critti-Lebeau@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

Jennifer believes a commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong financial plan.  In her role, she is responsible for the day to day administration of Investment Management, IRA and Trust accounts.

With nearly 18 years’ experience, Jennifer joined Community Bank in 2014 as a Trust Officer. Prior to joining Community Bank she spent three years with Edward Jones Investments and 15 years with Wilber National Bank’s Trust and Investment Division. Jennifer has studied Business Management at Empire State College. Jenni is an active member in her community serving in a variety of capacities with Oneonta Kiwanis, Saturday’s Bread, Hospice, YMCA and Relay for Life.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Patricia A. Crolly

Photo: Patricia A. Crolly

CTFA, Trust Officer
Phone: (570) 207-3517
Email: Patricia.Crolly@cbna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

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Patricia A. Crolly Bio

Photo: Patricia A. Crolly

CTFA, Trust Officer
Phone: (570) 207-3517
Email: Patricia.Crolly@cbna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Pat serves as a Personal Trust Officer based in Scranton, Pennsylvania. Her 27-year career in the Trust industry provides Pat with a broad background and extensive knowledge in trust and estate administration. She works with clients and their related professionals on a daily basis to deliver experienced service whether it’s in asset management, executor or trusteeship, or handling our clients’ bill-paying needs. 

In addition to earning her Certified Trust and Financial Advisor (CTFA) designation from Central Atlantic School of Trust, Lackawanna College, Pat has completed a variety of industry-related schools and seminars.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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Julia Goff

Photo: Julia Goff

Trust Officer
Phone: 607-433-4212
Email: julia.goff@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

Julia Goff Bio

Photo: Julia Goff

Trust Officer
Phone: 607-433-4212
Email: julia.goff@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

 As trust officer at Community Bank, N.A., Julia is in the process of earning a Certified Trust and Financial Advisor certification. Before joining Community Bank, she served as the executive director for the Oneonta Downtown Merchants’ Association. With most of her career spent in the not-for-profit sector, Julia is heavily invested in the community, volunteering for local fundraising events and serving on the Board of Directors for Foothills Performing Arts Center.

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

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Sean Houghton

Photo: Sean Houghton

CTFA, Trust Financial Advisor
Phone: 802-865-1829
Email: sean.houghton@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

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Sean Houghton Bio

Photo: Sean Houghton

CTFA, Trust Financial Advisor
Phone: 802-865-1829
Email: sean.houghton@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

As a Certified Trust and Financial Advisor (CFTA), Sean is a strong believer in doing what's right for his clients. He knows how important it is to truly understand their financial picture, values and goals while guiding them to make the best decisions.

A Vermont native with more than 17 years in banking, Sean enjoys building and growing client relationships. Sean is also a vested community member, sitting on numerous boards and committees, including serving on the Investment Committee of the Boy Scouts of America Green Mountain Council and as director of the Essex Junction Far Post Soccer Club.

   

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

 

 

 

 

 

 

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Shannon Hyzer

Photo: Shannon Hyzer

CTFA, Trust Officer
Phone: (607)433-4134
Email: Shannon.hyzer@cbna.com
Address: 245 Main St, Oneonta, NY 13820

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Shannon Hyzer Bio

Photo: Shannon Hyzer

CTFA, Trust Officer
Phone: (607)433-4134
Email: Shannon.hyzer@cbna.com
Address: 245 Main St, Oneonta, NY 13820

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

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Joshua Jarvis

Photo: Joshua Jarvis

RP, Trust Financial Advisor
Phone: 802-865-1872
Email: joshua.jarvis@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

View Bio

Joshua Jarvis Bio

Photo: Joshua Jarvis

RP, Trust Financial Advisor
Phone: 802-865-1872
Email: joshua.jarvis@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

With more than seven years of experience in the banking industry, Joshua prides himself on the high level of customer service and professionalism he provides to all of his clients. Prior to joining Community Bank, N.A., Joshua spent four years specializing in trust administration and financial advising with Merchants Trust Company.

Joshua completed his BS in finance from SUNY Plattsburgh and is a Registered Paraplanner through the College of Financial Planning. He is in the process of earning his Certified Trust and Financial Advisor (CFTA) designation through Cannon Financial Institute.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

 

 

 

 

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John M. Jones

Photo: John M. Jones

CTFA, Trust Officer
Phone: (607) 433-4123
Email: John.Jones@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

John M. Jones Bio

Photo: John M. Jones

CTFA, Trust Officer
Phone: (607) 433-4123
Email: John.Jones@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

John has been with the company since 2000, holding various customer service positions and was a branch manager prior to joining the trust department. His duties include administration of trusts and investment accounts with a focus on retirement accounts. 

John received his BS in Finance and Economics from Niagara University. He serves as president of the Sidney Community Band and organizes the Don Clayton memorial trailside concert series in Sidney.  

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Catherine B. Koebelin

Photo: Catherine B. Koebelin

SVP, Chief Trust Officer
Phone: (716) 376-7235
Email: Cathy.Koebelin@cbna.com
Address: 201 N. Union Street PO Box 690, Olean, NY 14760-0690

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Catherine B. Koebelin Bio

Photo: Catherine B. Koebelin

SVP, Chief Trust Officer
Phone: (716) 376-7235
Email: Cathy.Koebelin@cbna.com
Address: 201 N. Union Street PO Box 690, Olean, NY 14760-0690

Cathy is responsible for oversight of the Trust Administration, Client Relations, Operations, and Compliance functions for the Community Bank NA Trust Department. She has more than 30 years’ experience in the Trust and Wealth Management industry joining Community Bank’s Trust Department in 1984.

In addition to her experience in trust and estate administration, Cathy provides our client base with expertise in overseeing our pooled investment trust, institutional custody and employee benefit services.

Cathy’s community service efforts include acting in a variety of capacities on behalf of the Olean Blind Association Foundation, Olean High School Alumni Association, Kiwanis, the Greater Olean Inc. Foundation, Olean YMCA Board of Directors, Pfeiffer Nature Center & Foundation and United Way of Cattaraugus County.

Cathy earned a BBA in Accounting from St. Bonaventure University as well as the Certified Trust and Financial Advisor (CTFA) designation from the ABA Institute of Certified Bankers. She has also attended the New York State Bankers Trust Administration, Estate Administration and Tax schools.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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David LaForest

Photo: David  LaForest

CTFA, MBA, Senior Trust Officer
Phone: 802-362-5674
Email: david.laforest@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

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David LaForest Bio

Photo: David  LaForest

CTFA, MBA, Senior Trust Officer
Phone: 802-362-5674
Email: david.laforest@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Thomas LaPage

Photo: Thomas LaPage

AVP, CTFA, Trust Officer
Phone: (315) 379-4633
Email: Thomas.Lapage@cbna.com
Address: 80 Main Street PO Box 509, Canton, NY 13617-1261

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Thomas LaPage Bio

Photo: Thomas LaPage

AVP, CTFA, Trust Officer
Phone: (315) 379-4633
Email: Thomas.Lapage@cbna.com
Address: 80 Main Street PO Box 509, Canton, NY 13617-1261

Thomas has over 11 years’ experience in the Trust and Wealth Management industry, managing wealth for clients, trustees, executives and non-profits. Thomas joined Community Bank in 2009 and specializes in personal trust administration, estate planning and settlement and charitable trust planning, supplemental needs trust planning and administration.

Thomas’ educational credentials include a B.S. in Finance from Clarkson University, CTFA designation from the ABA Institute of Certified Bankers. He is also a graduate of the New York State Bankers Trust School, and Cannon Trust School.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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Vincent L. Mastrucci

Photo: Vincent L. Mastrucci

VP, Sr Portfolio Manager, Corporate Trust Officer
Phone: (570) 207-3518
Email: Vincent.Mastrucci@cbna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

View Bio

Vincent L. Mastrucci Bio

Photo: Vincent L. Mastrucci

VP, Sr Portfolio Manager, Corporate Trust Officer
Phone: (570) 207-3518
Email: Vincent.Mastrucci@cbna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Vince is a seasoned portfolio manager and serves as a member of Community Bank’s Trust Investment Committee. He also heads the department’s Annual Investment Review Committee. He has 34 years’ experience in the banking industry including the past 31 years in Trust. Vince joined us in 1996 after spending more than a decade at PNC Bank.

As a Corporate Trust Officer, Vince’s responsibilities include serving as agent or trustee in assisting municipalities with their administration of debt.

Vince holds a BS in Finance from Indiana University of Pennsylvania

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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Monica Merrihew

Photo: Monica Merrihew

Trust Financial Advisor
Phone: 802-865-1875
Email: monica.merrihew@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

View Bio

Monica Merrihew Bio

Photo: Monica Merrihew

Trust Financial Advisor
Phone: 802-865-1875
Email: monica.merrihew@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Linda Meyer Lambert

Photo: Linda Meyer Lambert

Trust Officer
Phone: (716) 376-7245
Email: Linda.Lambert@cbna.com
Address: 201 N. Union Street, Olean, NY 14760

View Bio

Linda Meyer Lambert Bio

Photo: Linda Meyer Lambert

Trust Officer
Phone: (716) 376-7245
Email: Linda.Lambert@cbna.com
Address: 201 N. Union Street, Olean, NY 14760

Linda joined the Olean Trust Department in 2011 as a Trust Officer (Personal), and has experience working with Guardianships, Supplemental Need Trusts and Educational Trusts including scholarship/student loan award selection and administration.  

Linda earned her MBA from St. Bonaventure University in 2004, and was the recipient of the “Master of Business Administration General Excellence Award”. She also has a Bachelor of Science Degree in Business Administration from University of Wisconsin-Green Bay.          

      

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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Katherine Mosenthal

Photo: Katherine  Mosenthal

JD, CTFA, Trust Financial Advisor
Phone: 802-362-5735
Email: katherine.mosenthal@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

View Bio

Katherine Mosenthal Bio

Photo: Katherine  Mosenthal

JD, CTFA, Trust Financial Advisor
Phone: 802-362-5735
Email: katherine.mosenthal@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

With more than 11 years of experience as a lawyer, Kay has been an accredited Certified Trust and Financial Advisor for 17 years. Responsible for directly managing client relationships, Kay’s expertise includes trust and estate administration, as well as estate and financial planning.

She is a member of the Vermont Bar Association and serves on the Trust and Estate Committee. She is also on the Supreme Court’s Probate Rules Committee and served on the Vermont Trust Code Committee, Uniform Principal and Income Act Committee, and Probate Review Committee, each charged with updating Vermont law. In addition, Kay is a member of the Vermont Bankers Association and serves on the Trust Committee. She is a public trustee for her town and sits on the Finance Committee for Bennington County Habitat for Humanity.

Kay is a graduate of Hunter College and Vermont Law School.

    

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

 

 

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Adam C. Niebanck

Photo: Adam C. Niebanck

AVP, CFP®, Senior Portfolio Manager
Phone: (607) 433-3513
Email: Adam.Niebanck@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

Adam C. Niebanck Bio

Photo: Adam C. Niebanck

AVP, CFP®, Senior Portfolio Manager
Phone: (607) 433-3513
Email: Adam.Niebanck@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

Adam is a Certified Financial Planner and has worked in the financial services field for over fifteen years.   His work experience includes insurance planning, tax preparation, comprehensive financial planning, and portfolio management.  Prior to that, Adam was part owner and Financial Officer of an Environmental Consulting firm in California.

In his current position as Trust Officer and Senior Portfolio Manager, Adam is responsible for account administration and investment management for individual, institutional and trust accounts.  This includes the initial evaluation of client needs, the set-up of an investment plan and portfolio, and the on-going monitoring of the accounts.  

Adam received his BA in Political Studies and Business from PACE University in Manhattan in 1992, and received his CERTIFIED FINANCIAL PLANNER™ designation in 2012.  He enjoys participating in community activities and serves on the Board of the local Boy Scout Council and the Board of Trustees of the SUNY Delhi Foundation as well as several local charitable organizations.  

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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Charles J. Perrillo, Jr

Photo: Charles J. Perrillo, Jr

SVP, CFP®, Chief Trust Investment Officer
Phone: (607) 433-4132
Email: Charles.Perrillo@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

View Bio

Charles J. Perrillo, Jr Bio

Photo: Charles J. Perrillo, Jr

SVP, CFP®, Chief Trust Investment Officer
Phone: (607) 433-4132
Email: Charles.Perrillo@cbna.com
Address: 275 Kennedy Drive, South Burlington, VT 05403

Charlie leads Community Bank’s Trust Investment group which provides financial planning and investment management solutions to individuals and institutional clients alike. He specializes in asset management for a wide range of non-profit organizations and is responsible for oversight of the bank’s Trust Investment policy and procedures. 

Charlie has spent the past 27 years with Community Bank’s Trust Department and is a 33-year investment industry veteran. He holds the CERTIFIED FINANCIAL PLANNER™ designation and is a member of the Financial Planning Association.

He is actively involved in a number of community service initiatives which include serving as past President of Worcester Baseball Organization, fundraising for the American Cancer Society’s Relay for Life and volunteering for Saturday’s Bread. 

Charlie earned a BA from the State University of New York at Albany and an MBA in Finance from Russell Sage.

 

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Christine T. Petras

Photo: Christine T. Petras

Trust Officer and Portfolio Manager
Phone: (607) 433-4126
Email: Christine.Petras@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

Christine T. Petras Bio

Photo: Christine T. Petras

Trust Officer and Portfolio Manager
Phone: (607) 433-4126
Email: Christine.Petras@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

Christine provides customers with asset management and financial planning solutions. She is a member of the bank’s Trust Investment Committee and is responsible for coordination of the department’s analytical research.

Christine graduated with a B.A. in Mathematics from SUNY Geneseo. She is currently studying to become a CERTIFIED FINANCIAL PLANNER™ through NYU’s School of Continuing and Professional Studies.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

 

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David Rice

Photo: David  Rice

Trust Financial Advisor
Phone: 802-362-2221
Email: david.rice@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

View Bio

David Rice Bio

Photo: David  Rice

Trust Financial Advisor
Phone: 802-362-2221
Email: david.rice@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Amy B. Schlee

Photo: Amy B. Schlee

AVP, Senior Trust Officer
Phone: (607) 433-4185
Email: Amy.Schlee@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

Amy B. Schlee Bio

Photo: Amy B. Schlee

AVP, Senior Trust Officer
Phone: (607) 433-4185
Email: Amy.Schlee@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

Amy has 20 years’ experience with Community Bank’s Trust Department.  Amy specializes in personal trust administration with a focus on supplemental needs trusts, a specialty that has interested her because of her many years spent providing respite care to children with emotional, social and behavioral disabilities in our community.  In addition to personal trust administration, she is experienced in working with endowment and foundation accounts as well as estate planning and settlement.

Amy’s community service also includes volunteering with Athelas Therapeutic Horse Back Riding Program and fundraising for the American Cancer Society’s Relay for Life.  Additionally, she has travelled on numerous humanitarian missions throughout the world.   

Amy earned her BA’s in Business Economics and Psychology from the State University of New York at Oneonta.  She has completed both Cannon Trust School and New York State Bankers Trust Administration and Estate schools as well attended numerous industry-related seminars.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Paul J. Snodgrass

Photo: Paul J. Snodgrass

VP, AIF®, Senior Portfolio Manager
Phone: (315) 379-4553
Email: Paul.Snodgrass@cbna.com
Address: 80 Main Street, Canton, NY 13617

View Bio

Paul J. Snodgrass Bio

Photo: Paul J. Snodgrass

VP, AIF®, Senior Portfolio Manager
Phone: (315) 379-4553
Email: Paul.Snodgrass@cbna.com
Address: 80 Main Street, Canton, NY 13617

Paul is an experienced portfolio manager and serves as a member of the bank’s Trust Investment Committee. He also heads the department’s Mutual Fund Modeling Committee, designing and implementing mutual fund based investment solutions. He has over 27 years experience in the banking industry, and joined Community Bank in  1994 after a 7 year tenure at Fleet Bank.

Paul holds a BA in Economics from SUNY Oswego, and earned his AIF certification through the Center for Fiduciary Studies at the University of Pittsburgh.

Paul enjoys serving his community in a variety of ways, and is a board member of the Ogdensburg Figure Skating Club, member of St. Lawrence NYSARC, and friend of the Northern New York Community Foundation.

 

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Angela Webster

Photo: Angela Webster

CFP®, ChFC®, AIF®, MBA, Trust Personal Investment
Phone: 802-366-1062
Email: angela.webster@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

View Bio

Angela Webster Bio

Photo: Angela Webster

CFP®, ChFC®, AIF®, MBA, Trust Personal Investment
Phone: 802-366-1062
Email: angela.webster@cbna.com
Address: 4996 Main Street, Manchester Ctr., VT 05255

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Paul F. Wood

Photo: Paul F.  Wood

CFP®, CTFA, AVP, Trust Officer
Phone: (607) 433-4124
Email: Paul.Wood@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

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Paul F. Wood Bio

Photo: Paul F.  Wood

CFP®, CTFA, AVP, Trust Officer
Phone: (607) 433-4124
Email: Paul.Wood@cbna.com
Address: 245 Main Street, Oneonta, NY 13820

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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Brett Zielasko

Photo: Brett Zielasko

Trust Officer
Phone: (315) 366-3737
Email: Brett.Zielasko@cbna.com
Address: 182 Main Street , Oneida, NY 13421

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Brett Zielasko Bio

Photo: Brett Zielasko

Trust Officer
Phone: (315) 366-3737
Email: Brett.Zielasko@cbna.com
Address: 182 Main Street , Oneida, NY 13421

 

Investments and Insurance products: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency

 

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