Community Bank, N.A., (CBNA) is a full-service financial institution and national banking subsidiary of Community Bank System, Inc. With locations across Upstate New York and Northeastern Pennsylvania, CBNA offers personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, the company offers comprehensive financial planning, insurance and wealth-management services.
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Meet The Team

Group Management

Theresa Kalil-Lennon

Photo: Theresa Kalil-Lennon
SVP, Regional Sales Manager

Phone: (315) 445-3183
Email: theresa.kalil-lennon@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

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Theresa Kalil-Lennon

Photo: Theresa Kalil-Lennon
SVP, Regional Sales Manager

Phone: (315) 445-3183
Email: theresa.kalil-lennon@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

Theresa Kalil-Lennon is a Senior Vice President and Regional Sales Manager at Community Investment Services. With over 25 years of financial industry experience, Theresa joined the company in 2013. In her current role, Theresa oversees the group’s business development initiatives in the Finger Lakes and Central New York Regions of the market footprint. Her previous employers include, HSBC Bank USA/HSBC Securities and First Niagara Bank/LPL Securities.

During her professional career she has held many positions including Vice President/Financial Consultant, HSBC Securities Financial Advisory Board Representative, Licensed Sales Team Leader and branch management. Theresa has received numerous sales awards and honors for her accomplishments including: Top Financial Advisor for the CNY Region from 2009-2012, Sales Excellence Club, Chairman Award Winner for HSBC Securities USA, from 2001-2005. In addition to sales skills, Theresa has extensive experience in training and development and team building, as well as financial planning and managing high net worth client relationships.

Theresa’s professional credentials include: Series 6, 7,9,10, 63 & 65 Securities Registrations, and State of New York Insurance Agents licenses (Life, Health & Long Term Care). She is a graduate of State University of New York Utica/Rome (SUNY IT) where she received a Bachelor’s Degree in Business Administration, Business and Public Management and Mohawk Valley Community College with an Associate Degree in Applied Sciences in Banking and Insurance. Theresa is an active member in and around her community where she has actively led and participated in philanthropic events and activities.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Paul Restante

Photo: Paul Restante
Managing Director, CLU, ChFC, CLTC

Phone: (315) 445-7324
Email: paul.restante@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

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Paul Restante

Photo: Paul Restante
Managing Director, CLU, ChFC, CLTC

Phone: (315) 445-7324
Email: paul.restante@communityinvestmentservices.com
Address: 5790 Widewaters Parkway, DeWitt, NY 13214

Paul Restante is Managing Director, Community Bank Wealth Management and President, Community Investment Services, Inc. (CISI), a subsidiary of Community Bank System, Inc. Mr. Restante is responsible for oversight of the Wealth Management Group, which delivers services for the trust (Community Bank Trust Services), brokerage (CISI), investment management (Nottingham Advisors) and Financial Planning and Executive Benefits (Carta Group) units of Community Bank System Inc., serving the general marketplace and the branch network in New York and Pennsylvania. He maintains oversight of the brokerage operations of CISI, doing business with Invest Financial as their broker dealer.

Paul is the former President of the Syracuse NAIFA Chapter; a recipient of the SAIFA Distinguished Leader Award and was named as the number one nationally ranked Program Manager in 2015 by Bank Investment Consultant magazine, among several other industry awards and achievements. He has been a featured speaker at industry events; and serves on various community and industry boards. Paul is a graduate of Clarkson University with a major in Marketing and Finance and also holds the Chartered Life Underwriter, Chartered Financial Consultant and Certified Long Term Care designations.

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Barbara Toczko-Maculloch

Photo: Barbara  Toczko-Maculloch
SVP, PA Market Manager

Phone: (570) 290-5745
Email: barbara.toczko@communitybankna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

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Barbara Toczko-Maculloch

Photo: Barbara  Toczko-Maculloch
SVP, PA Market Manager

Phone: (570) 290-5745
Email: barbara.toczko@communitybankna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Barbara Toczko Maculloch is a Senior Vice President and the Pennsylvania Market Director for Community Bank Wealth Management Group. With nearly 30 years’ experience, Barbara joined Community Bank in 2011.  In her current position Maculloch is responsible for the business development and marketing initiatives of the PA division of Wealth Management.  

A career banker, Barbara’s previous employers include M&T Bank, PNC Bank, and Wyoming National Bank, now by merger acquisition Wells Fargo Bank.  Prior to joining Community Bank N.A., Maculloch held multiple positions in various areas of Banking on the Retail and Private Banking sides.  Beginning as a teller, Barbara worked her way through the branch system to a District Manager level position.   In Private Banking, she served as Vice President and Market Managers for the Northeast Pennsylvania Regions of M&T Bank and PNC Bank. 

Over the past 15 years, Barbara has been heavily involved in the communities she represents, chairing over 20 fund raising events and assisting multiple fund raising committees, which have generated over $3MM for numerous charitable causes.  Maculloch served as the 2013 United Way Chairperson in Luzerne County, Pennsylvania.   Board affiliations have included United Way of Wyoming Valley, Geisinger Wyoming Valley Council, Luzerne County Community College Foundation, FM Kirby Center for the Performing Arts, Greater WB Chamber of Commerce, Wyoming County United Way and St. Vincent DePaul Kitchen.  Barbara is also a member of Circle 200.

 

A graduate of Leadership Wilkes-Barre, Barbara was honored as their 2007 recipient of the Community Distinguished Leadership Award.  In 2015, Barbara was named one of the Top 25 Women in Business through the Northeast Pennsylvania Business Journal.  In 2016, the North Branch Land Trust recognized Maculloch with their Community Stewardship Award.   Barbara is a graduate of Misericordia University earning a Bachelor of Science Degree in Business Administration with a concentration in Banking.

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Financial Consultants

Peter Albano

Photo: Peter Albano
VP, AIF®, Financial Consultant

Phone: (570) 270-4978
Email: Peter.Albano@communityinvestmentservices.com
Address: 64 N. Franklin Street, Wilkes-Barre, PA 18701

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Peter Albano

Photo: Peter Albano
VP, AIF®, Financial Consultant

Phone: (570) 270-4978
Email: Peter.Albano@communityinvestmentservices.com
Address: 64 N. Franklin Street, Wilkes-Barre, PA 18701

Peter Albano is an Accredited Investment Fiduciary® who is dedicated to providing integrated wealth management strategies to help clients meet important financial goals.

Peter has over 33 years of experience as a Financial Consultant and Portfolio Manager, and holds a B.S. in Business Administration from Delaware Valley College. His qualifications also include: Series 6, 7, 22, 63, and 65 registrations as well as Life, Accident and Health Insurance. Peter is also an active member of the local community.

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Charles M. Baracco

Photo: Charles M. Baracco
QKA, CPFA, Financial Consultant

Phone: (315) 413-4490
Email: Chuck.Baracco@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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Charles M. Baracco

Photo: Charles M. Baracco
QKA, CPFA, Financial Consultant

Phone: (315) 413-4490
Email: Chuck.Baracco@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Chuck joined Benefit Consulting Group, now Community Investment Services, Inc., in 2006 in the Pension Administration Division where his responsibilities included plan design, compliance testing, evaluating plan documents, performing benefit -calculations and researching compliance issues. 

 

Chuck works closely with clients in the areas of plan design, plan compliance, investment review, and participant education including group and individual enrollment meetings. He oversees the plan annual review process with a heavy focus on educating the Plan Sponsor on their plan and their role as Fiduciary.  

 

Chuck graduated from Loyola College in Maryland. He holds a FINRA Series 7, Series 63, and New York State Life and Health Insurance License. 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Eric Brunet

Photo: Eric Brunet
VP, CWS, AIF®, Financial Consultant

Phone: (315) 393-2691
Email: Eric.Brunet@communityinvestmentservices.com
Address: 320 Ford Street, Ogdensburg, NY 13669

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Eric Brunet

Photo: Eric Brunet
VP, CWS, AIF®, Financial Consultant

Phone: (315) 393-2691
Email: Eric.Brunet@communityinvestmentservices.com
Address: 320 Ford Street, Ogdensburg, NY 13669

Eric Brunet is a Certified Wealth Strategist® and Accredited Investment Fiduciary® who likes to utilize a personalized approach to provide his clients with access to the vast resources and information needed to meet important financial goals.

Eric is an alumnus of the Cannon Financial Institute, has over 12 years’ experience as a Financial Consultant, and holds Series 6, 7, 63 and 66 registrations as well as New York & Florida State Life and Health Insurance licenses. He is a long time Treasurer of the Fort La Presentation Association and former Executive Director of the Greater Ogdensburg Chamber of Commerce.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Joe Butler

Photo: Joe Butler
AIF®, Financial Consultant

Phone: (315) 788-4503
Email: Joe.Butler@communityinvestmentservices.com
Address: 216 Washington Street, Watertown, NY 13601

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Joe Butler

Photo: Joe Butler
AIF®, Financial Consultant

Phone: (315) 788-4503
Email: Joe.Butler@communityinvestmentservices.com
Address: 216 Washington Street, Watertown, NY 13601

Joe Butler is an Accredited Investment Fiduciary® who is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. His goal is to help people make wise decisions with their money so they can meet their financial goals and enjoy life.

Joe has over 14 years experience as a Financial Consultant, is active in the Watertown community, and holds an M.B.A. from LeMoyne College, and a B.A. from St. Lawrence University.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Thomas Ciolek

Photo: Thomas Ciolek
Financial Consultant

Phone: (716) 376-7418
Email: Thomas.Ciolek@communityinvestmentservices.com
Address: 201 North Union Street, Olean, NY 14760

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Thomas Ciolek

Photo: Thomas Ciolek
Financial Consultant

Phone: (716) 376-7418
Email: Thomas.Ciolek@communityinvestmentservices.com
Address: 201 North Union Street, Olean, NY 14760

Tom Ciolek offers customized investment strategies and comprehensive investment advice to help his clients meet their financial goals. Tom has over 20 years of experience in the securities industry.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Lloyd Cristman

Photo: Lloyd Cristman
CRSP, Qualified Retirement Plan Consultant

Phone: (315) 356-4972
Email: lloyd.cristman@communityinvestmentservices.com
Address: 7812 Turin Road, Rome, NY 13440

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Lloyd Cristman

Photo: Lloyd Cristman
CRSP, Qualified Retirement Plan Consultant

Phone: (315) 356-4972
Email: lloyd.cristman@communityinvestmentservices.com
Address: 7812 Turin Road, Rome, NY 13440

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Shawn Derrick

Photo: Shawn Derrick
Financial Consultant

Phone: 585-593-1500
Email: shawn.derrick@communityinvestmentservices.com
Address: 113 North Main, Wellsville, NY 14895

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Shawn Derrick

Photo: Shawn Derrick
Financial Consultant

Phone: 585-593-1500
Email: shawn.derrick@communityinvestmentservices.com
Address: 113 North Main, Wellsville, NY 14895

Shawn is dedicated to providing integrated wealth management solutions to help his clients meet their financial goals. He offers holistic financial advice to individuals, families, businesses, and non-profit organizations.

With a background in banking, Shawn holds the Life, Accident and Health Licenses as well as his Series 7 and 66 Securities Registrations.

Shawn is active in his local community, playing piano at his church and volunteering time with several non-profits.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Dan Drappo

Photo: Dan Drappo
VP, CFP®, CWS, Financial Consultant

Phone: (315) 661-2892
Email: Dan.Drappo@communityinvestmentservices.com
Address: 216 Washington St, 2nd Floor, Watertown, NY 13601

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Dan Drappo

Photo: Dan Drappo
VP, CFP®, CWS, Financial Consultant

Phone: (315) 661-2892
Email: Dan.Drappo@communityinvestmentservices.com
Address: 216 Washington St, 2nd Floor, Watertown, NY 13601

Dan Drappo, CFP® and Certified Wealth Strategist®, is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. His objective is to always fully understand his client’s needs and deliver strategies that add value and offer peace of mind.

Dan has over 25 years’ experience as a Financial Consultant, is a member of the Financial Planning Association, and received his B.A. in Accounting/Finance from SUNY Oswego.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Jim Durso

Photo: Jim Durso
Financial Consultant

Phone: (315) 539-9261
Email: Jim.Durso@communityinvestmentservices.com
Address: 2 W. Main Street, Waterloo, NY 13165

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Jim Durso

Photo: Jim Durso
Financial Consultant

Phone: (315) 539-9261
Email: Jim.Durso@communityinvestmentservices.com
Address: 2 W. Main Street, Waterloo, NY 13165

Jim Durso is a Financial Consultant with an objective to connect each client to their unique financial goals through honest evaluation and personalized strategies.

Jim has over 20 years’ experience as a Financial Consultant, holds a B.P.S. in Business Management/Finance, and an A.A.S in Accounting. Jim also holds Series 7 and Series 63 registrations, as well as a New York State Life Insurance license.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Robert Eckermann

Photo: Robert  Eckermann
Financial Consultant

Phone: (315) 374-5201
Email: Rob.Eckermann@communityinvestmentservices.com
Address: 48 Albany Street, Cazenovia, NY 13035

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Robert Eckermann

Photo: Robert  Eckermann
Financial Consultant

Phone: (315) 374-5201
Email: Rob.Eckermann@communityinvestmentservices.com
Address: 48 Albany Street, Cazenovia, NY 13035

Robert is dedicated to providing integrated wealth management strategies to help his clients meet important financial goals. He has a B.A. in Finance from St. Bonaventure University and has spent over 22 years in the financial industry, with a focus in wealth management.

He has earned his Series 6 and 63, as well as his Life and Health Licenses, and is dedicated to serving the local communities throughout Madison County.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Timothy Forman

Photo: Timothy Forman
VP, Financial Consultant

Phone: (518) 359-3344
Email: Timothy.Forman@communityinvestmentservices.com
Address: 75 Park Street, Tupper Lake, NY 12986

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Timothy Forman

Photo: Timothy Forman
VP, Financial Consultant

Phone: (518) 359-3344
Email: Timothy.Forman@communityinvestmentservices.com
Address: 75 Park Street, Tupper Lake, NY 12986

Tim Forman is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. His overall objective is to simplify the financial planning process for clients.

Tim has over 20 years’ experience as a Financial Consultant, and received a B.A. in Finance from SUNY Plattsburgh.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Kevin Gildner

Photo: Kevin Gildner
VP, CFP®, CWS®, AIF® Financial Consultant

Phone: (585) 593-2360
Email: Kevin.Gildner@communityinvestmentservices.com
Address: 103 N. Main Street, Wellsville, NY 14895

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Kevin Gildner

Photo: Kevin Gildner
VP, CFP®, CWS®, AIF® Financial Consultant

Phone: (585) 593-2360
Email: Kevin.Gildner@communityinvestmentservices.com
Address: 103 N. Main Street, Wellsville, NY 14895

Kevin Gildner, CFP® and Certified Wealth Strategist®, is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. His objective is to maintain high standards of fair and ethical treatment, while keeping clients’ interests at the forefront.

Kevin has over 24 years’ experience as a Financial Consultant, and is a graduate of the College for Financial Planning.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Joseph Hatfield

Photo: Joseph Hatfield
VP, AIF®, Financial Consultant

Phone: (315) 356-7113
Email: Joe.Hatfield@communityinvestmentservices.com
Address: 160 Brooks Road, Rome, NY 13441

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Joseph Hatfield

Photo: Joseph Hatfield
VP, AIF®, Financial Consultant

Phone: (315) 356-7113
Email: Joe.Hatfield@communityinvestmentservices.com
Address: 160 Brooks Road, Rome, NY 13441

Joe is an Accredited Investment Fiduciary®  with over twelve years of experience in the wealth management and securities industries. Joe specializes in the needs of high net worth individuals and working closely with businesses to help optimize their pension plans. Utilizing a disciplined investment strategy that helps manage risk with balanced return expectations, Joe has successfully helped clients navigate the cyclicality of the markets and help improve financial outcomes. 

 

Joe earned his B.S. and M.A. from the State University of New York at Oneonta. He holds FINRA Series 7, and Series 66 securities registrations, and the New York State Life and Health Insurance License. He has expansive knowledge and practice in the qualified and non-­qualified pension plan market. With an increased focus on 401(k) plans by the Department of Labor, Joe works with business owners and plan sponsors to help ensure obligations are met and fully documented. 

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Justin Hooper

Photo: Justin Hooper
CFP®, AIF®, Financial Consultant

Phone: (518) 563-5377
Email: Justin.Hooper@communityinvestmentservices.com
Address: 468 State Route 3, Plattsburgh, NY 12901

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Justin Hooper

Photo: Justin Hooper
CFP®, AIF®, Financial Consultant

Phone: (518) 563-5377
Email: Justin.Hooper@communityinvestmentservices.com
Address: 468 State Route 3, Plattsburgh, NY 12901

Justin Hooper is a CERTIFIED FINANCIAL PLANNER™ and is an Accredited Investment Fiduciary®, who is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. His objective is to educate clients on how to secure a financially sound future.


Justin has over 12 years of experience as a Financial Consultant and received a Bachelor’s Degree in Economics from St. Lawrence University.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Randy Hulick

Photo: Randy Hulick
Financial Consultant

Phone: (716) 592-4676
Email: Randy.Hulick@communityinvestmentservices.com
Address: 235 S. Cascade Drive, Rte 219, Springville, NY 14141

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Randy Hulick

Photo: Randy Hulick
Financial Consultant

Phone: (716) 592-4676
Email: Randy.Hulick@communityinvestmentservices.com
Address: 235 S. Cascade Drive, Rte 219, Springville, NY 14141

Randall Hulick is dedicated to providing integrated wealth management strategies to help clients meet important financial goals.

Randall has over 20 years of experience as a Financial Consultant in areas such as brokerage services, advisory services, trust services and employer/employee benefit plans, with a strong commitment to meeting clients’ needs and delivering on expectations.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Kathy Kaffenberger

Photo: Kathy Kaffenberger
CLTC, CHFC®, Financial Consultant

Phone: (315) 687-3727
Email: Kathy.Kaffenberger@communityinvestmentservices.com
Address: 519 Genesee Street, Chittenango, NY 13037

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Kathy Kaffenberger

Photo: Kathy Kaffenberger
CLTC, CHFC®, Financial Consultant

Phone: (315) 687-3727
Email: Kathy.Kaffenberger@communityinvestmentservices.com
Address: 519 Genesee Street, Chittenango, NY 13037

Kathy has over 30 years of experience in providing clients, their families, as well as business owners with financial planning expertise. She has a keen understanding that relationships are built on trust over long periods of time.  By working closely with clients she helps them craft a comprehensive approach to fit their unique situation. By balancing needs and wants with expected outcomes she helps clients reach and maintain their goals. Periodic follow-up keeps planning on track adapting to changes as needed.

 

Kathy is a board member of the Boy Scouts of America Longhouse Council as Vice President of the Co-ed Venturing and Sea Scouting programs.  

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Michael Kent

Photo: Michael Kent
AIF®, Financial Consultant

Phone: (315) 558-6784
Email: Mike.Kent@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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Michael Kent

Photo: Michael Kent
AIF®, Financial Consultant

Phone: (315) 558-6784
Email: Mike.Kent@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Michael is an Accredited Investment Fiduciary.® Throughout his career he has held various positions where he gained valuable experience from coordinating the procurement, analysis and publishing of mutual fund performance returns for retirement plan participations, overseeing a company’s logistics and areas of strategic planning and assisting in the development of the firm’s proprietary recordkeeping system.  

 

At Community Investment Services Mike migrated to the wealth management operations and his duties now include mutual fund and security review, wealth management, and participant education. He graduated from Providence College in Rhode Island with a BS in Finance and Economics. He holds a FINRA Series 7 and Series 63. 

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Rick Little

Photo: Rick Little
Financial Consultant

Phone: (570) 803-6569
Email: Rick.Little@communityinvestmentservices.com
Address: 645 Washington Ave, Jermyn, PA 18433

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Rick Little

Photo: Rick Little
Financial Consultant

Phone: (570) 803-6569
Email: Rick.Little@communityinvestmentservices.com
Address: 645 Washington Ave, Jermyn, PA 18433

Rick Little is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. He builds every client relationship by listening and letting the client’s needs form the basis for the financial strategies he can offer.

Rick has over 20 years’ experience as a Financial Consultant, and holds a B.S. in Business Administration from Ohio State University, as well as a Life Underwriting Training Council Fellowship designation.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Andrew Mangano

Photo: Andrew Mangano
Financial Consultant

Phone: (315) 592-4234
Email: Andrew.Mangano@communityinvestmentservices.com
Address: 1 S. First Street, Fulton, NY 13069-1760

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Andrew Mangano

Photo: Andrew Mangano
Financial Consultant

Phone: (315) 592-4234
Email: Andrew.Mangano@communityinvestmentservices.com
Address: 1 S. First Street, Fulton, NY 13069-1760

Andrew Mangano is committed to providing wealth management strategies that are custom tailored to meet his client’s needs. He offers financial advice to individuals, families, businesses, and non-profit organizations. 

With over 6 years’ experience as a securities registered Financial Consultant, Andrew has a B.S. in Mathematics from SUNY Potsdam, and also holds an Enrolled Agent designation from the Internal Revenue Service. 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Jude McDonough

Photo: Jude McDonough
VP, CFP®, CRPC®, AIF®, Financial Consultant

Phone: (570) 290-7394
Email: Jude.McDonough@communityinvestmentservices.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

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Jude McDonough

Photo: Jude McDonough
VP, CFP®, CRPC®, AIF®, Financial Consultant

Phone: (570) 290-7394
Email: Jude.McDonough@communityinvestmentservices.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Jude McDonough is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Investment Fiduciary® who specializes in retirement planning for individual clients as well as corporate retirement plans.

Jude is a graduate of the University of Scranton, Leadership Lackawanna, & has over 9 years experience as a Financial Planner. He is an active member of various Scranton community organizations & was honored as one of the region’s “Top 20 Under 40” by the Northeast PA Business Journal in 2011.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Stephen McFadden

Photo: Stephen McFadden
Financial Consultant

Phone: (518) 563-4734
Email: stephen.mcfadden@communityinvestmentservices.com
Address: 524 Route 3, Plattsburgh, NY 12901

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Stephen McFadden

Photo: Stephen McFadden
Financial Consultant

Phone: (518) 563-4734
Email: stephen.mcfadden@communityinvestmentservices.com
Address: 524 Route 3, Plattsburgh, NY 12901

Stephen McFadden has over 22 years of experience as a Financial Consultant, whose goal is to continue to provide valuable financial advice to North Country residents and businesses.

He is a graduate of the College of Saint Rose in Albany, NY and has held multiple postions in various areas of Wealth Management including advisement, training, management and owning an independent financial practice.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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James Mersfelder

Photo: James Mersfelder
VP, Financial Consultant

Phone: (315) 413-4480
Email: Jim.Mersfelder@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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James Mersfelder

Photo: James Mersfelder
VP, Financial Consultant

Phone: (315) 413-4480
Email: Jim.Mersfelder@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

 Jim has more than 40 years of experience in the investment and financial services industry. He began his career working in the trust department of a leading Upstate New York bank where he advanced quickly to providing personalized investment/asset management and retirement plan services to the bank’s customers. 

 

Jim expanded his career with several other banks in the region, where he was manager of several pension administration departments within their trust divisions.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Chadwick Murray

Photo: Chadwick Murray
Financial Consultant, CFP®

Phone: (716) 763-2140
Email: Chadwick.Murray@communityinvestmentservices.com
Address: 1 West Fairmount Ave, Lakewood, NY 14750

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Chadwick Murray

Photo: Chadwick Murray
Financial Consultant, CFP®

Phone: (716) 763-2140
Email: Chadwick.Murray@communityinvestmentservices.com
Address: 1 West Fairmount Ave, Lakewood, NY 14750

Chad is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. He has a bachelor’s degree in Finance from the University of Pittsburgh and an MBA from St. Bonaventure University.  Chad is a CERTIFIED FINANCIAL PLANNER® professional and has been helping clients plan for their financial future since 2010. He lives in Jamestown, NY with his wife Meghan and their daughter.  

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Charles Nicosia

Photo: Charles Nicosia
Financial Consultant

Phone: (607) 433-4206
Email: Charles.Nicosia@communityinvestmentservices.com
Address: 245 Main Street, Oneonta, NY 13820

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Charles Nicosia

Photo: Charles Nicosia
Financial Consultant

Phone: (607) 433-4206
Email: Charles.Nicosia@communityinvestmentservices.com
Address: 245 Main Street, Oneonta, NY 13820

Charles Nicosia is a highly experienced Financial Consultant, who is dedicated to providing integrated wealth management strategies to help clients meet important financial goals.

Charles holds a B.S. in Business Economics & Finance from SUNY College at Oneonta. He is an active member of the Oneonta community, serving as Director and Board Secretary of the Oneonta Rotary Fund.

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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David O’Neil

Photo: David O’Neil
VP, AIF®, Financial Consultant

Phone: (315) 287-0569
Email: David.ONeil@communityinvestmentservices.com
Address: 101 Main Street, Boonville, NY 13309

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David O’Neil

Photo: David O’Neil
VP, AIF®, Financial Consultant

Phone: (315) 287-0569
Email: David.ONeil@communityinvestmentservices.com
Address: 101 Main Street, Boonville, NY 13309

Dave O’Neil, an Accredited Investment Fiduciary, offers comprehensive financial planning to individuals, business owners, non-profit organizations, small businesses as well as corporations.  He offers both fee based advisory accounts as well as transactional based accounts.

Dave, a lifelong resident of Northern NY has several years of experience as a Financial Consultant, and holds a Bachelor’s Degree in Business Administration with an emphasis in Finance from Alfred University.  He currently holds both a Series 7 and Series 66 securities registrations as well as a NYS Life, Accident and Health Insurance Agent license.

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Brent Patry

Photo: Brent Patry
Financial Consultant

Phone: (607) 441-5580
Email: Brent.Patry@communityinvestmentservices.com
Address: 4987 State Highway 23, Oneonta, NY 13820

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Brent Patry

Photo: Brent Patry
Financial Consultant

Phone: (607) 441-5580
Email: Brent.Patry@communityinvestmentservices.com
Address: 4987 State Highway 23, Oneonta, NY 13820

Brent is dedicated to providing integrated wealth management strategies to help clients meet important financial goals. 

He  has held professional positions as a junior accountant, and has international corporate sales experience. Brent is an accomplished hockey player, having played and coached professionally in Europe and North America. He holds a B.S. in finance from Rochester Institute of Technology and has credits toward an M.B.A. at Heriot-Watt University in Edinburgh, Scotland. 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Robert Stanley

Photo: Robert Stanley
Financial Consultant

Phone: 570-558-4957
Email: robert.stanley@communityinvestmentservices.com
Address: 500 Davis Street, Scranton, PA 18505

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Robert Stanley

Photo: Robert Stanley
Financial Consultant

Phone: 570-558-4957
Email: robert.stanley@communityinvestmentservices.com
Address: 500 Davis Street, Scranton, PA 18505

A Magna Cum Laude graduate of King’s College with a degree in Political Science and Economics, Bob has 20 years of experience delivering sound advice to his clients. He began his financial career in management, became a Vice President with PNC Wealth Management and formed an investment group with Merrill Lynch.

Bob currently holds a variety of professional licenses including: Series 7, Series 66, Series 63 Life, Accident and Health Insurance as well as Property and Casualty, and his LUTCF designation.

Bob is a lifelong resident of the Wyoming Valley and is extremely active in the community serving on a variety of Boards of Directors and Advisory Committees.

 

 

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Michael Tisdell

Photo: Michael Tisdell
AIF®, Financial Consultant

Phone: (315) 413-4491
Email: Mike.Tisdell@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

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Michael Tisdell

Photo: Michael Tisdell
AIF®, Financial Consultant

Phone: (315) 413-4491
Email: Mike.Tisdell@communityinvestmentservices.com
Address: 706 North Clinton Street, Syracuse, NY 13204

Mike is an Accredited Investment Fiduciary® and has ten years of banking and financial services industry experience. He focuses on portfolio reviews, vendor evaluation, and participant communication for corporate retirement plans. Mike consults with plan sponsors and participants on a variety of retirement-related topics, and he delivers investment reviews and plan design analysis to help ensure ongoing best practices. Mike also provides wealth management and income planning solutions for business owners and high net worth individuals.

 

Mike graduated from the State University of New York at Oswego, and has completed MBA courses at the Madden School of Business at LeMoyne College. He holds a FINRA Series 7, Series 66, and a New York State Life and Health Insurance License.

 

  

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Joseph Topichak

Photo: Joseph Topichak
Financial Consultant

Phone: (607) 438-4998
Email: Joseph.Topichak@communityinvestmentservices.com
Address: 331 W. Pultney Street, Corning, NY 14830

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Joseph Topichak

Photo: Joseph Topichak
Financial Consultant

Phone: (607) 438-4998
Email: Joseph.Topichak@communityinvestmentservices.com
Address: 331 W. Pultney Street, Corning, NY 14830

Joseph M. Topichak is an experienced Wealth Management Specialist who offers each client individual attention and custom tailored financial plans. With a client list that includes individuals, families and small business, his comprehensive approach covers all aspects of each financial portfolio including budget, capital management and insurance.

 

Joseph has several years experience as a financial advisor specializing in life insurance, estate planning, and investment strategies. He received a B.S. degree from Shippensburg University of Pennsylvania and holds Life/Accident/Health, Series 6, Series 63 and Series 7 licenses. Proud of his roots in Corning, he is based in the Corning community. 

 

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Michele Wilck

Photo: Michele Wilck
Financial Consultant

Phone: (315) 331-6767
Email: Michele.Wilck@communityinvestmentservices.com
Address: 100 Church St, Newark, NY 14513

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Michele Wilck

Photo: Michele Wilck
Financial Consultant

Phone: (315) 331-6767
Email: Michele.Wilck@communityinvestmentservices.com
Address: 100 Church St, Newark, NY 14513

 

 

 

Investment Services offered by Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC.  INVEST does not offer tax or legal advice. Please consult a tax or legal professional for guidance on your particular situation.  INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Community Bank, N.A.  Products offered are: Not FDIC insured  · Not a deposit or other obligation of any bank or guaranteed by any bank · Subject to risks including the possible loss of principal amount invested.

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Trust Officers

Patricia E. Barie

Photo: Patricia E. Barie
CTFA, Senior Trust Officer

Phone: (716) 376-7236
Email: Pattie.Barie@communitybankna.com
Address: 201 North Union Street, Olean, NY 14760

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Patricia E. Barie

Photo: Patricia E. Barie
CTFA, Senior Trust Officer

Phone: (716) 376-7236
Email: Pattie.Barie@communitybankna.com
Address: 201 North Union Street, Olean, NY 14760

Pattie has over 25 years’ experience in the Trust and Wealth Management industry and joined Community Bank’s Trust Department in 1985. Based in Olean, New York, Pattie specializes in personal trust administration, estate planning and settlement, supplemental needs trusts and employee benefit services. She also is experienced in working with endowment and foundation accounts.

Pattie’s educational background includes attending New York State Bankers Trust Administration and Estate Administration schools, as well as Cannon Trust School. She also has earned her Certified Trust and Financial Advisor (CTFA) designation through the ABA Institute of Certified Bankers.

Pattie is a current Director and Secretary of the Olean Food Pantry as well as director for the Bartlett Country Club Woman’s Golf Association. She has also previously served on the Olean YMCA Board of Directors and as a volunteer with Southern Tier Catholic Schools.   

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Jennifer Critti-LeBeau

Photo: Jennifer Critti-LeBeau
Trust Officer

Phone: (607) 433-4131
Email: Jennifer.Critti-Lebeau@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

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Jennifer Critti-LeBeau

Photo: Jennifer Critti-LeBeau
Trust Officer

Phone: (607) 433-4131
Email: Jennifer.Critti-Lebeau@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

Jennifer believes a commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong financial plan.  In her role, she is responsible for the day to day administration of Investment Management, IRA and Trust accounts.

With nearly 18 years’ experience, Jennifer joined Community Bank in 2014 as a Trust Officer. Prior to joining Community Bank she spent three years with Edward Jones Investments and 15 years with Wilber National Bank’s Trust and Investment Division. Jennifer has studied Business Management at Empire State College. Jenni is an active member in her community serving in a variety of capacities with Oneonta Kiwanis, Saturday’s Bread, Hospice, YMCA and Relay for Life.

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Patricia A. Crolly

Photo: Patricia A. Crolly
CTFA, Trust Officer

Phone: (570) 207-3517
Email: Patricia.Crolly@communitybankna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

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Patricia A. Crolly

Photo: Patricia A. Crolly
CTFA, Trust Officer

Phone: (570) 207-3517
Email: Patricia.Crolly@communitybankna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Pat serves as a Personal Trust Officer based in Scranton, Pennsylvania. Her 27-year career in the Trust industry provides Pat with a broad background and extensive knowledge in trust and estate administration. She works with clients and their related professionals on a daily basis to deliver experienced service whether it’s in asset management, executor or trusteeship, or handling our clients’ bill-paying needs. 

In addition to earning her Certified Trust and Financial Advisor (CTFA) designation from Central Atlantic School of Trust, Lackawanna College, Pat has completed a variety of industry-related schools and seminars.

 

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Robert P. Jewell

Photo: Robert P. Jewell
CFP®, Senior Trust Officer

Phone: (607) 271-9257
Email: Robert.Jewell@communitybankna.com
Address: 300 W. Water Street, Elmira, NY 14901

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Robert P. Jewell

Photo: Robert P. Jewell
CFP®, Senior Trust Officer

Phone: (607) 271-9257
Email: Robert.Jewell@communitybankna.com
Address: 300 W. Water Street, Elmira, NY 14901

Bob is an experienced professional whose objective is to make every clients personal goals the driving aspect of financial planning.  He specializes in trust and estate planning, tax management, gifting and wealth transfer.

Bob is a lifelong resident of the Southern Tier of NY and works with clients in Elmira, Corning, Ithaca, Owego and other locations in that market area.     

He is a CERTIFIED FINANCIAL PLANNER™, a graduate of NYS Bankers Trust Administration School in 2002, Estate Administration School in 2003, completed NYS Partnership for Long Term Care Certification, and the Registered Tax Return Preparers course.  He has worked in banking for 40 years and in the financial services arena for 25 years.  

He is a member of the Board of Directors for the Community Foundation for Tompkins County, active in church leadership and loves to water ski.      

 

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John M. Jones

Photo: John M. Jones
Trust Officer

Phone: (607) 433-4123
Email: John.Jones@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

John M. Jones

Photo: John M. Jones
Trust Officer

Phone: (607) 433-4123
Email: John.Jones@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

John has been with the company since 2000, holding various customer service positions and was a branch manager prior to joining the trust department. His duties include administration of trusts and investment accounts with a focus on retirement accounts. 

John received his BS in Finance and Economics from Niagara University. He serves as president of the Sidney Community Band and organizes the Don Clayton memorial trailside concert series in Sidney.  

 

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Catherine B. Koebelin

Photo: Catherine B. Koebelin
SVP, Chief Trust Officer

Phone: (716) 376-7235
Email: Cathy.Koebelin@communitybankna.com
Address: 201 N. Union Street PO Box 690, Olean, NY 14760-0690

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Catherine B. Koebelin

Photo: Catherine B. Koebelin
SVP, Chief Trust Officer

Phone: (716) 376-7235
Email: Cathy.Koebelin@communitybankna.com
Address: 201 N. Union Street PO Box 690, Olean, NY 14760-0690

Cathy is responsible for oversight of the Trust Administration, Client Relations, Operations, and Compliance functions for the Community Bank NA Trust Department. She has more than 30 years’ experience in the Trust and Wealth Management industry joining Community Bank’s Trust Department in 1984.

In addition to her experience in trust and estate administration, Cathy provides our client base with expertise in overseeing our pooled investment trust, institutional custody and employee benefit services.

Cathy’s community service efforts include acting in a variety of capacities on behalf of the Olean Blind Association Foundation, Olean High School Alumni Association, Kiwanis, the Greater Olean Inc. Foundation, Olean YMCA Board of Directors, Pfeiffer Nature Center & Foundation and United Way of Cattaraugus County.

Cathy earned a BBA in Accounting from St. Bonaventure University as well as the Certified Trust and Financial Advisor (CTFA) designation from the ABA Institute of Certified Bankers. She has also attended the New York State Bankers Trust Administration, Estate Administration and Tax schools.

 

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Thomas LaPage

Photo: Thomas LaPage
AVP, CTFA, Trust Officer

Phone: (315) 379-4633
Email: Thomas.Lapage@communitybankna.com
Address: 80 Main Street PO Box 509, Canton, NY 13617-1261

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Thomas LaPage

Photo: Thomas LaPage
AVP, CTFA, Trust Officer

Phone: (315) 379-4633
Email: Thomas.Lapage@communitybankna.com
Address: 80 Main Street PO Box 509, Canton, NY 13617-1261

Thomas has over 11 years’ experience in the Trust and Wealth Management industry, managing wealth for clients, trustees, executives and non-profits. Thomas joined Community Bank in 2009 and specializes in personal trust administration, estate planning and settlement and charitable trust planning, supplemental needs trust planning and administration.

Thomas’ educational credentials include a B.S. in Finance from Clarkson University, CTFA designation from the ABA Institute of Certified Bankers. He is also a graduate of the New York State Bankers Trust School, and Cannon Trust School.

 

 

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Vincent L. Mastrucci

Photo: Vincent L. Mastrucci
VP, Sr Portfolio Manager, Corporate Trust Officer

Phone: (570) 207-3518
Email: Vincent.Mastrucci@communitybankna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

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Vincent L. Mastrucci

Photo: Vincent L. Mastrucci
VP, Sr Portfolio Manager, Corporate Trust Officer

Phone: (570) 207-3518
Email: Vincent.Mastrucci@communitybankna.com
Address: 1300 Wyoming Avenue, Scranton, PA 18509

Vince is a seasoned portfolio manager and serves as a member of Community Bank’s Trust Investment Committee. He also heads the department’s Annual Investment Review Committee. He has 34 years’ experience in the banking industry including the past 31 years in Trust. Vince joined us in 1996 after spending more than a decade at PNC Bank.

As a Corporate Trust Officer, Vince’s responsibilities include serving as agent or trustee in assisting municipalities with their administration of debt.

Vince holds a BS in Finance from Indiana University of Pennsylvania

 

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Linda Meyer Lambert

Photo: Linda Meyer Lambert
Trust Officer

Phone: (716) 376-7245
Email: Linda.Lambert@communitybankna.com
Address: 201 N. Union Street, Olean, NY 14760

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Linda Meyer Lambert

Photo: Linda Meyer Lambert
Trust Officer

Phone: (716) 376-7245
Email: Linda.Lambert@communitybankna.com
Address: 201 N. Union Street, Olean, NY 14760

Linda joined the Olean Trust Department in 2011 as a Trust Officer (Personal), and has experience working with Guardianships, Supplemental Need Trusts and Educational Trusts including scholarship/student loan award selection and administration.  

Linda earned her MBA from St. Bonaventure University in 2004, and was the recipient of the “Master of Business Administration General Excellence Award”.  She also has a Bachelor of Science Degree in Business Administration from University of Wisconsin-Green Bay.                  

 

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Adam C. Niebanck

Photo: Adam C. Niebanck
AVP, CFP®, Senior Portfolio Manager

Phone: (607) 433-3513
Email: Adam.Niebanck@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

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Adam C. Niebanck

Photo: Adam C. Niebanck
AVP, CFP®, Senior Portfolio Manager

Phone: (607) 433-3513
Email: Adam.Niebanck@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

Adam is a Certified Financial Planner and has worked in the financial services field for over fifteen years.   His work experience includes insurance planning, tax preparation, comprehensive financial planning, and portfolio management.  Prior to that, Adam was part owner and Financial Officer of an Environmental Consulting firm in California.

In his current position as Trust Officer and Senior Portfolio Manager, Adam is responsible for account administration and investment management for individual, institutional and trust accounts.  This includes the initial evaluation of client needs, the set-up of an investment plan and portfolio, and the on-going monitoring of the accounts.  

Adam received his BA in Political Studies and Business from PACE University in Manhattan in 1992, and received his CERTIFIED FINANCIAL PLANNER™ designation in 2012.  He enjoys participating in community activities and serves on the Board of the local Boy Scout Council and the Board of Trustees of the SUNY Delhi Foundation as well as several local charitable organizations.  

 

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Charles J. Perrillo, Jr

Photo: Charles J. Perrillo, Jr
SVP, CFP®, Chief Trust Investment Officer

Phone: (607) 433-4132
Email: Charles.Perrillo@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

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Charles J. Perrillo, Jr

Photo: Charles J. Perrillo, Jr
SVP, CFP®, Chief Trust Investment Officer

Phone: (607) 433-4132
Email: Charles.Perrillo@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

Charlie leads Community Bank’s Trust Investment group which provides financial planning and investment management solutions to individuals and institutional clients alike. He specializes in asset management for a wide range of non-profit organizations and is responsible for oversight of the bank’s Trust Investment policy and procedures. 

Charlie has spent the past 24 years with Community Bank’s Trust Department and is a 30-year investment industry veteran. He holds the CERTIFIED FINANCIAL PLANNER™ designation and is a member of the Financial Planning Association.

He is actively involved in a number of community service initiatives which include serving as past President of Worcester Baseball Organization, fundraising for the American Cancer Society’s Relay for Life and volunteering for Saturday’s Bread. 

Charlie earned a BA from the State University of New York at Albany and an MBA in Finance from Russell Sage.

 

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Christine T. Petras

Photo: Christine T. Petras
Trust Officer and Portfolio Manager

Phone: (607) 433-4126
Email: Christine.Petras@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

View Bio

Christine T. Petras

Photo: Christine T. Petras
Trust Officer and Portfolio Manager

Phone: (607) 433-4126
Email: Christine.Petras@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

Christine provides customers with asset management and financial planning solutions. She is a member of the bank’s Trust Investment Committee and is responsible for coordination of the department’s analytical research.

Christine graduated with a B.A. in Mathematics from SUNY Geneseo. She is currently studying to become a CERTIFIED FINANCIAL PLANNER™ through NYU’s School of Continuing and Professional Studies.

 

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Amy B. Schlee

Photo: Amy B. Schlee
AVP, Senior Trust Officer

Phone: (607) 433-4185
Email: Amy.Schlee@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

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Amy B. Schlee

Photo: Amy B. Schlee
AVP, Senior Trust Officer

Phone: (607) 433-4185
Email: Amy.Schlee@communitybankna.com
Address: 245 Main Street, Oneonta, NY 13820

Amy has 20 years’ experience with Community Bank’s Trust Department.  Amy specializes in personal trust administration with a focus on supplemental needs trusts, a specialty that has interested her because of her many years spent providing respite care to children with emotional, social and behavioral disabilities in our community.  In addition to personal trust administration, she is experienced in working with endowment and foundation accounts as well as estate planning and settlement.

Amy’s community service also includes volunteering with Athelas Therapeutic Horse Back Riding Program and fundraising for the American Cancer Society’s Relay for Life.  Additionally, she has travelled on numerous humanitarian missions throughout the world.   

Amy earned her BA’s in Business Economics and Psychology from the State University of New York at Oneonta.  She has completed both Cannon Trust School and New York State Bankers Trust Administration and Estate schools as well attended numerous industry-related seminars.

 

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Paul J. Snodgrass

Photo: Paul J. Snodgrass
VP, AIF®, Senior Portfolio Manager

Phone: (315) 379-4553
Email: Paul.Snodgrass@communitybankna.com
Address: 80 Main Street, Canton, NY 13617

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Paul J. Snodgrass

Photo: Paul J. Snodgrass
VP, AIF®, Senior Portfolio Manager

Phone: (315) 379-4553
Email: Paul.Snodgrass@communitybankna.com
Address: 80 Main Street, Canton, NY 13617

Paul is an experienced portfolio manager and serves as a member of the bank’s Trust Investment Committee. He also heads the department’s Mutual Fund Modeling Committee, designing and implementing mutual fund based investment solutions. He has over 27 years experience in the banking industry, and joined Community Bank in  1994 after a 7 year tenure at Fleet Bank.

Paul holds a BA in Economics from SUNY Oswego, and earned his AIF certification through the Center for Fiduciary Studies at the University of Pittsburgh.

Paul enjoys serving his community in a variety of ways, and is a board member of the Ogdensburg Figure Skating Club, member of St. Lawrence NYSARC, and friend of the Northern New York Community Foundation.

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Brett Zielasko

Photo: Brett Zielasko
Trust Officer

Phone: (315) 366-3737
Email: Brett.Zielasko@communitybankna.com
Address: 182 Main Street , Oneida, NY 13421

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Brett Zielasko

Photo: Brett Zielasko
Trust Officer

Phone: (315) 366-3737
Email: Brett.Zielasko@communitybankna.com
Address: 182 Main Street , Oneida, NY 13421

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